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Vehicle Loan Rates

Rates current as of April 1, 2017.   *APR - Annual Percentage Rate.

Rates shown are as low as and include all available discounts for loans up to $50,000. Other rates, terms and loan amounts available. Not all members will receive the lowest rate. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. All rates and terms are subject to change without notice. Call the credit union for details.

  • We also make signature loans, as well as loans for debt consolidation.
  • Higher rates may apply depending on applicant's credit worthiness.
  • We offer Guaranteed Asset Protection and Major Mechanical Protection for most automobiles less than 6 model years old.

NOTE: Outside appraisal at member's expense may be substituted for low Kelly Blue Book value. However the cost of the appraisal is the member's responsibility.  1Excludes Dealer or Manufacturer Financing.

   New Autos

AMOUNT TERMS RATE
Up to 120% financed Up to 60 Months 1.99% APR*
Up to 120% financed Up to 72 Months 2.75% APR*

   Used Autos

AMOUNT TERMS RATE
Up to 120% of Retail
Blue Book Value2		 Up to 60 Months** 2.49% APR*
Up to 120% of Retail
Blue Book Value2		 Up to 72 Months** 3.25% APR*

  2Total financing not to exceed Retail Blue Book Value.
  **Maximum term of 36 months for vehicles with mileage greater than 60,000.

   New RV/Motorhome, Camper, Trailer

AMOUNT TERMS RATE
Up to 90% financed 48 Months 8.25% APR*
Up to 90% financed 60 Months 8.50% APR*
Up to 90% financed 84 Months 8.75% APR*
Up to 90% financed 120 Months 9.00% APR*
Up to 90% financed 180 Months 9.25% APR*

   Used RV/Motorhome, Camper, Trailer

AMOUNT TERMS RATE
Up to 90% financed 48 Months 9.00% APR*
Up to 90% financed 60 Months 9.25% APR*
Up to 90% financed 84 Months 9.50% APR*
Up to 90% financed 120 Months 9.75% APR*
Up to 90% financed 180 Months 10.00% APR*

  Boats, Personal Watercraft, Snowmobiles,
  Off Road Vehicles and Motorcycles

AMOUNT TERMS RATE
Up to 90% financed 36 Months 8.25% APR*
Up to 90% financed 48 Months 8.50% APR*
Up to 90% financed 60 Months 8.75% APR*
Up to 90% financed 72 Months 9.00% APR*
Up to 90% financed 84 Months 9.25% APR*

we are happy to provide you with the kind of banking you love