Checking Information

Why pay to use your own money? Banks may charge $7 to $12 a month for a checking account, but at Musicians' Interguild Credit Union it's free! All you need is an MICU MasterMoney Card or ATM card.

Checking with MICU pays too! You earn competitive dividends on balances over $500.

No minimum balance requirement
No direct deposit requirement
No per-check charges
Overdraft protection available

24-hour access

Our electronic services ensure that your MICU checking account is handy 24 hours a day, seven days a week.

Master MoneyCard

A "plastic check" that's easier to use and more versatile than paper checks. Discover how convenient carrying a Master MoneyCard can be.

Money Maestro

866-399-2224 or 323-462-8055

Money Maestro turns any touchtone phone into a 24-hour MICU branch by letting you get information and perform transactions whenever it's convenient for you. Money Maestro is ready when you are.

ATM access

A MasterMoney Card gives you access to your MICU account at more than 750,000 ATMs in 137 countries.

Cash withdrawals up to $510 daily
Point-of-sale purchases up to a total of $2000 daily
Transfer between accounts
Balance inquiries
Available at a 7-Eleven near you

We also offer a regular, ATM-only card.

Free CO-OP Network ATM transactions

You can make surcharge-free withdrawals at nearly all of the 13,686 CO-OP Network ATMs in 49 states. More than one-quarter also accept deposits. To find the nearest CO-OP Network ATM location, call 888/ 748-3266 or go to our Links Page and click on the CO-OP Network logo.

Order checks online

Out of checks? If you're not switching styles or changing personal information, re-order online. Please have the ID number on the reorder form that came with your checks handy.

Bill Pay

Bill Pay is free to members who open an Encore Checking Account. For additional information, please contact a representative.

You will need to have this program installed on your system before you can view our documentation.